If an incident occurs resulting in your vehicle being written off due to accident, fire or theft Return to Invoice and Financial Shortfall Gap insurance compliments your comprehensive motor insurance. It covers the difference between your comprehensive motor insurer's settlement amount at the time of loss, and the greater of the original invoice price or, the amount outstanding amount under your finance agreement (if any).

The cost of GAP Insurance varies based on the vehicle's value and the duration of your finance agreement, with policies typically ranging from £258.86 to £1044.00 for multi-year coverage.

You can register and submit a claim via our Customer Care Portal which allows you to quickly submit your claim and track its progress. You can complete your claim in just a few simple steps, ensuring that you receive the support you need without unnecessary delays. We are committed to providing you with a seamless experience, empowering you to take control of your insurance needs effortlessly.

If preferred, you can also submit claims via phone, email and post.

Here are the features and benefits of our GAP insurance: 

•    If an incident occurs resulting in your vehicle being written off due to accident, fire or theft GAP insurance covers the difference between your comprehensive motor insurer's settlement amount at the time of loss, and the greater of the original invoice price or, the amount outstanding amount under your finance agreement (if any).
•    Up to £500 Motor Insurance Excess cover for total loss claims
•    Up to £500 Additional Excess cover per year for non-total loss claims
•    £30 per day Temporary Vehicle Replacement cover up to 30 days
•    Minimum Gap Benefit payable equal to the premium paid by the customer for the policy
•    Unlimited Factory Fitted options
•    Dealer Fitted Accessories up to £1,500 included
•    Transferrable to a family member or replacement vehicle 
•    Daily pro-rata cancellation after 30 days, subject to a £35 fee